- You Have a Right to Seek Reimbursement From Your Insurer
- Negotiating with Car Insurance Companies in Washington State
- How Long Do I Have to File An Auto Accident Injury Case with an Attorney in Spokane?
- Why Spokane, WA Chooses McPartland Law Offices
- Insurers Are Required to Act in Good Faith. We Make Sure They Do.
- Quick Resources On Washington Insurance Claims
- Frequently Asked Questions
Washington Insurance Claims Lawyer
Key Takeaways:
- Insurance companies are required to act in good faith toward their policyholders and any claims brought before them.
- Injured parties may receive low settlement offers, so it is advantageous to get an accident attorney on your side to fight back.
- If filing a lawsuit for your injury claim, you generally have three years to file in accordance with personal injury law.
You Have a Right to Seek Reimbursement From Your Insurer
Are you frustrated with the insurance claims process? Overturning insurance companies’ efforts to deny clients access to UIM and PIP benefits is something that happens routinely in our practice. Recently, in 2023, an insurance company claimed that our client had never acquired UIM coverage as it was not on their declaration page. They said the policy had been issued in 1989 and that our client must have waived their UIM coverage because there was no evidence that she had ever carried it. We pointed out that the law requiring a UIM waiver had existed since 1983 and that if the carrier could not produce a waiver, it had to offer our client coverage. This resulted in an additional prospect of $50,000 for the client that she did not realize was available.
We help clients pursue auto insurance claims in Moses Lake or Spokane, WA.
You may have purchased auto insurance coverage to protect yourself and your finances, but when you filed a claim after your accident, your insurance company refused to fulfill their end of the agreement. McPartland Law Offices PLLC is on your side.
For years, our firm has been providing guidance for victims filing auto insurance claims in Moses Lake or Spokane, WA. The legal team at McPartland Law Offices can provide insight into your case and assist you as you’re seeking reimbursement for your accident-related expenses.
Mcpartland Law Offices Handles Cases Involving Casualty Insurance Claims
A majority of our clients come to us for guidance when filing casualty insurance claims for the following practice areas:
- Auto accidents involving uninsured motorists
- Real property or vehicle damage
- Crop loss
- Truck accidents
- Auto accidents
- Workers’ compensation
- Personal injury
- Motorcycle accidents
- Pedestrian accidents
- Child injury law
- Brain injuries
Let’s discuss your situation. Contact McPartland Law Offices in Moses Lake or Spokane, WA today.
Negotiating with Car Insurance Companies in Washington State
Negotiating with an insurance company can be tricky without help. Their business model relies on them denying as much payment as possible, so they do not work in your best interests. Dealing with the aftermath of a motor vehicle accident is stressful enough already, so the added frustration of negotiating with an insurance company is something you should not have to deal with. That is why our legal professionals are happy to take care of that for you.
PIP Benefits
PIP benefits, or personal injury protection benefits, can be added to your insurance policy to cover damages you may suffer regardless of who is at fault. Note that the damages covered only include economic damages or damages that are easily quantifiable. This includes medical expenses, lost wages, etc. As a disclaimer, PIP insurance will not cover damages in some instances, such as the following.
- Injuries from farm equipment, off-road vehicles, or mopeds
- Self-inflicted injuries
- Injuries sustained in organized racing activities
- Injuries sustained while committing a felony
UIM Benefits
UIM benefits, or uninsured/underinsured motorist benefits, offer coverage when the at-fault party’s liability insurance is not able to cover the full extent of the damages you suffered. This is particularly useful if you are injured in a hit-and-run accident. UIM benefits can also apply to phantom vehicle injuries, which are injuries sustained in an accident in which the other vehicle did not actually touch your vehicle. An example of a phantom vehicle case would be turning to avoid a car driving on the wrong side of the road and crashing into a guardrail.
How Long Do I Have to File An Auto Accident Injury Case with an Attorney in Spokane?
In the state of Washington, you generally have three years to file any kind of personal injury lawsuit. In terms of filing insurance claims, there is no legal universal time limit. However, your insurance policy may require reporting within a certain time frame, so make sure you check your specific policy to determine when you need to file. If you are making a claim against any kind of government entity, the time frame is generally much smaller, so get in touch with an attorney as soon as possible.
Why Spokane, WA Chooses McPartland Law Offices
When you work with McPartland Law Offices, you can expect relentless legal representation that strives to properly serve injured people in our community. That is why Bryce McPartland opened this law firm in the first place. Our core values put your needs first, as we fight for justice and seek to hold at-fault parties accountable while getting you the compensation you need whether you suffered injuries or the wrongful death of a loved one.
We concentrate on facing down organizations that are much larger than the injured person, including companies, corporations, cities, and even the state of Washington if it comes to that. To get a better idea of how we became an industry leader in eastern Washington with years of experience, take a look at what some of our previous clients had to say.
Testimonials
“When all others wouldn’t take or wanted nothing to do with my case, McPartland took it, stuck with it, and saw it through till the end. Bryce was determined to get me what I deserved. He was always honest and held nothing back. My family and I are thankful for his hard work and determination in my case. I would recommend him to anybody who needs legal help. Thank you again, Bryce.” — Joey J.
“Excellent all the way around! I am very appreciative of what Bryce did for me and my family.” — Scott S.
“McPartland Law Office is great! Everyone will work tirelessly to help you & accomplish whatever needs to be done! I highly recommend using McPartland Law.” — Margaret S.
Insurers Are Required to Act in Good Faith. We Make Sure They Do.
As much as the law requires insurance companies to act in good faith, they will often try to get away with not offering you the compensation you deserve. We help you level the playing field. Get in touch with our personal injury attorneys at McPartland Law Offices by calling 509-495-1247 or filling out our online contact form for a free consultation.
Quick Resources On Washington Insurance Claims
Frequently Asked Questions
Calculating how much your case is worth is generally best done by a lawyer. They will look at several aspects of your case to help you determine the overall value.
- Economic damages: These are damages that are easy to assign a dollar amount to, such as medical bills, lost wages, therapy costs, property damage, etc. This is the compensation necessary to cover the expenses of your recovery.
- Non-economic damages: Non-economic damages are more difficult to quantify and include concepts like pain and suffering and mental anguish. In Washington, non-economic damages are typically calculated by either multiplying your economic damages by a number between one and five or by using the per diem approach, which multiplies your daily salary by the number of days your recovery took.
Yes, a car insurance claim lawyer can help with a denied claim. Insurance companies are always willing to accept their customers’ premiums while often attempting to avoid their responsibilities to the insured. The average car accident lawyer is not always familiar with the leverage points that may be available to ensure that a person is being treated well by their insurance adjuster. This is why it is important to secure a lawyer who is familiar not only with the tort elements of a car crash, but also the contractual and legal responsibilities that insurance companies have toward their insured.
Yes, you can receive compensation for minor injuries after an accident. If the injuries are covered by your policy, including minor injuries, you are entitled to compensation. Typically, it is best to get an insurance claims attorney to help under the following circumstances, even if your injuries are minor.
- The other driver is uninsured.
- Your claim is denied by your insurer.
- Multiple vehicles were involved in the accident.
Bad faith insurance claims are claims in which your insurer has unreasonably issued a denial. Insurance providers are required to act in good faith with all claims they are faced with or suffer consequences for bad faith practices in accordance with the Insurance Fair Conduct Act, or RCW 48.30.015.
Visit Our Office
Moses Lake, Washington 98837
- You Have a Right to Seek Reimbursement From Your Insurer
- Negotiating with Car Insurance Companies in Washington State
- How Long Do I Have to File An Auto Accident Injury Case with an Attorney in Spokane?
- Why Spokane, WA Chooses McPartland Law Offices
- Insurers Are Required to Act in Good Faith. We Make Sure They Do.
- Quick Resources On Washington Insurance Claims
- Frequently Asked Questions
